{
  "schema_version": "1.0",
  "table": "dispute-cases",
  "period": "2026-01",
  "synthetic": true,
  "records": [
    {
      "dispute_id": "DSP-2026-01-0001",
      "account_id": "ACCT-0015",
      "opened_date": "2026-01-11",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0002",
      "account_id": "ACCT-2001",
      "opened_date": "2026-01-06",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0003",
      "account_id": "ACCT-0041",
      "opened_date": "2026-01-26",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0004",
      "account_id": "ACCT-2003",
      "opened_date": "2026-01-15",
      "dispute_reason": "duplicate claim",
      "case_status": "approved",
      "outcome": "represented",
      "risk_score": "3",
      "signal_flag": "healthy-flow",
      "summary": "Evidence package is complete and case is ready for response.",
      "operator_note": "Reusable evidence checklist worked.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0005",
      "account_id": "ACCT-0017",
      "opened_date": "2026-01-02",
      "dispute_reason": "duplicate claim",
      "case_status": "approved",
      "outcome": "represented",
      "risk_score": "3",
      "signal_flag": "healthy-flow",
      "summary": "Evidence package is complete and case is ready for response.",
      "operator_note": "Reusable evidence checklist worked.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0006",
      "account_id": "ACCT-2005",
      "opened_date": "2026-01-15",
      "dispute_reason": "processing question",
      "case_status": "review",
      "outcome": "research",
      "risk_score": "5",
      "signal_flag": "data-quality-gap",
      "summary": "Transaction descriptor and reference fields are incomplete.",
      "operator_note": "Complete data before case response.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0007",
      "account_id": "ACCT-0043",
      "opened_date": "2026-01-03",
      "dispute_reason": "fraud claim",
      "case_status": "review",
      "outcome": "risk-review",
      "risk_score": "7",
      "signal_flag": "dispute-risk",
      "summary": "Fraud-related dispute needs risk and operations coordination.",
      "operator_note": "Escalate to the dispute review lane.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0008",
      "account_id": "ACCT-2007",
      "opened_date": "2026-01-31",
      "dispute_reason": "fraud claim",
      "case_status": "review",
      "outcome": "risk-review",
      "risk_score": "7",
      "signal_flag": "dispute-risk",
      "summary": "Fraud-related dispute needs risk and operations coordination.",
      "operator_note": "Escalate to the dispute review lane.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0009",
      "account_id": "ACCT-0019",
      "opened_date": "2026-01-12",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0010",
      "account_id": "ACCT-2009",
      "opened_date": "2026-01-29",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0011",
      "account_id": "ACCT-0045",
      "opened_date": "2026-01-25",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0012",
      "account_id": "ACCT-2011",
      "opened_date": "2026-01-10",
      "dispute_reason": "duplicate claim",
      "case_status": "approved",
      "outcome": "represented",
      "risk_score": "3",
      "signal_flag": "healthy-flow",
      "summary": "Evidence package is complete and case is ready for response.",
      "operator_note": "Reusable evidence checklist worked.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0013",
      "account_id": "ACCT-0021",
      "opened_date": "2026-01-10",
      "dispute_reason": "duplicate claim",
      "case_status": "approved",
      "outcome": "represented",
      "risk_score": "3",
      "signal_flag": "healthy-flow",
      "summary": "Evidence package is complete and case is ready for response.",
      "operator_note": "Reusable evidence checklist worked.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0014",
      "account_id": "ACCT-2013",
      "opened_date": "2026-01-30",
      "dispute_reason": "processing question",
      "case_status": "review",
      "outcome": "research",
      "risk_score": "5",
      "signal_flag": "data-quality-gap",
      "summary": "Transaction descriptor and reference fields are incomplete.",
      "operator_note": "Complete data before case response.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0015",
      "account_id": "ACCT-0047",
      "opened_date": "2026-01-04",
      "dispute_reason": "fraud claim",
      "case_status": "review",
      "outcome": "risk-review",
      "risk_score": "7",
      "signal_flag": "dispute-risk",
      "summary": "Fraud-related dispute needs risk and operations coordination.",
      "operator_note": "Escalate to the dispute review lane.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0016",
      "account_id": "ACCT-2015",
      "opened_date": "2026-01-20",
      "dispute_reason": "fraud claim",
      "case_status": "review",
      "outcome": "risk-review",
      "risk_score": "7",
      "signal_flag": "dispute-risk",
      "summary": "Fraud-related dispute needs risk and operations coordination.",
      "operator_note": "Escalate to the dispute review lane.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0017",
      "account_id": "ACCT-0023",
      "opened_date": "2026-01-14",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0018",
      "account_id": "ACCT-2017",
      "opened_date": "2026-01-26",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0019",
      "account_id": "ACCT-0049",
      "opened_date": "2026-01-25",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0020",
      "account_id": "ACCT-2019",
      "opened_date": "2026-01-03",
      "dispute_reason": "duplicate claim",
      "case_status": "approved",
      "outcome": "represented",
      "risk_score": "3",
      "signal_flag": "healthy-flow",
      "summary": "Evidence package is complete and case is ready for response.",
      "operator_note": "Reusable evidence checklist worked.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0021",
      "account_id": "ACCT-0025",
      "opened_date": "2026-01-08",
      "dispute_reason": "duplicate claim",
      "case_status": "approved",
      "outcome": "represented",
      "risk_score": "3",
      "signal_flag": "healthy-flow",
      "summary": "Evidence package is complete and case is ready for response.",
      "operator_note": "Reusable evidence checklist worked.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0022",
      "account_id": "ACCT-2021",
      "opened_date": "2026-01-01",
      "dispute_reason": "processing question",
      "case_status": "review",
      "outcome": "research",
      "risk_score": "5",
      "signal_flag": "data-quality-gap",
      "summary": "Transaction descriptor and reference fields are incomplete.",
      "operator_note": "Complete data before case response.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0023",
      "account_id": "ACCT-0001",
      "opened_date": "2026-01-15",
      "dispute_reason": "fraud claim",
      "case_status": "review",
      "outcome": "risk-review",
      "risk_score": "7",
      "signal_flag": "dispute-risk",
      "summary": "Fraud-related dispute needs risk and operations coordination.",
      "operator_note": "Escalate to the dispute review lane.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0024",
      "account_id": "ACCT-2023",
      "opened_date": "2026-01-06",
      "dispute_reason": "fraud claim",
      "case_status": "review",
      "outcome": "risk-review",
      "risk_score": "7",
      "signal_flag": "dispute-risk",
      "summary": "Fraud-related dispute needs risk and operations coordination.",
      "operator_note": "Escalate to the dispute review lane.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0025",
      "account_id": "ACCT-0027",
      "opened_date": "2026-01-31",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0026",
      "account_id": "ACCT-2025",
      "opened_date": "2026-01-12",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0027",
      "account_id": "ACCT-0003",
      "opened_date": "2026-01-13",
      "dispute_reason": "service not recognized",
      "case_status": "review",
      "outcome": "evidence-needed",
      "risk_score": "6",
      "signal_flag": "dispute-risk",
      "summary": "Dispute case needs packaged evidence before the response window tightens.",
      "operator_note": "Prepare receipts and communication history.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0028",
      "account_id": "ACCT-2027",
      "opened_date": "2026-01-05",
      "dispute_reason": "duplicate claim",
      "case_status": "approved",
      "outcome": "represented",
      "risk_score": "3",
      "signal_flag": "healthy-flow",
      "summary": "Evidence package is complete and case is ready for response.",
      "operator_note": "Reusable evidence checklist worked.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0029",
      "account_id": "ACCT-0029",
      "opened_date": "2026-01-04",
      "dispute_reason": "duplicate claim",
      "case_status": "approved",
      "outcome": "represented",
      "risk_score": "3",
      "signal_flag": "healthy-flow",
      "summary": "Evidence package is complete and case is ready for response.",
      "operator_note": "Reusable evidence checklist worked.",
      "synthetic": "true"
    },
    {
      "dispute_id": "DSP-2026-01-0030",
      "account_id": "ACCT-2029",
      "opened_date": "2026-01-05",
      "dispute_reason": "processing question",
      "case_status": "review",
      "outcome": "research",
      "risk_score": "5",
      "signal_flag": "data-quality-gap",
      "summary": "Transaction descriptor and reference fields are incomplete.",
      "operator_note": "Complete data before case response.",
      "synthetic": "true"
    }
  ]
}