{
  "schema_version": "1.0",
  "table": "kyc-checks",
  "period": "2026-02",
  "synthetic": true,
  "records": [
    {
      "kyc_event_id": "KYC-2026-02-0001",
      "applicant_id": "APP-0008",
      "event_date": "2026-02-27",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0002",
      "applicant_id": "APP-1501",
      "event_date": "2026-02-28",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0003",
      "applicant_id": "APP-0034",
      "event_date": "2026-02-12",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0004",
      "applicant_id": "APP-1503",
      "event_date": "2026-02-10",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0005",
      "applicant_id": "APP-0010",
      "event_date": "2026-02-14",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0006",
      "applicant_id": "APP-1505",
      "event_date": "2026-02-28",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0007",
      "applicant_id": "APP-0036",
      "event_date": "2026-02-14",
      "check_type": "address verification",
      "check_status": "watch",
      "outcome": "needs-document",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Address verification needs a clearer supporting document.",
      "review_note": "Show acceptable document examples.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0008",
      "applicant_id": "APP-1507",
      "event_date": "2026-02-22",
      "check_type": "identity review",
      "check_status": "in-review",
      "outcome": "manual-review",
      "review_complexity": "6",
      "signal_flag": "risk-review",
      "summary": "Identity check requires manual review rationale.",
      "review_note": "Route to the risk-review lane.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0009",
      "applicant_id": "APP-0012",
      "event_date": "2026-02-01",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0010",
      "applicant_id": "APP-1509",
      "event_date": "2026-02-26",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0011",
      "applicant_id": "APP-0038",
      "event_date": "2026-02-12",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0012",
      "applicant_id": "APP-1511",
      "event_date": "2026-02-25",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0013",
      "applicant_id": "APP-0014",
      "event_date": "2026-02-16",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0014",
      "applicant_id": "APP-1513",
      "event_date": "2026-02-05",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0015",
      "applicant_id": "APP-0040",
      "event_date": "2026-02-14",
      "check_type": "address verification",
      "check_status": "watch",
      "outcome": "needs-document",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Address verification needs a clearer supporting document.",
      "review_note": "Show acceptable document examples.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0016",
      "applicant_id": "APP-1515",
      "event_date": "2026-02-28",
      "check_type": "identity review",
      "check_status": "in-review",
      "outcome": "manual-review",
      "review_complexity": "6",
      "signal_flag": "risk-review",
      "summary": "Identity check requires manual review rationale.",
      "review_note": "Route to the risk-review lane.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0017",
      "applicant_id": "APP-0016",
      "event_date": "2026-02-16",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0018",
      "applicant_id": "APP-1517",
      "event_date": "2026-02-13",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0019",
      "applicant_id": "APP-0042",
      "event_date": "2026-02-27",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0020",
      "applicant_id": "APP-1519",
      "event_date": "2026-02-21",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0021",
      "applicant_id": "APP-0018",
      "event_date": "2026-02-06",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0022",
      "applicant_id": "APP-1521",
      "event_date": "2026-02-11",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0023",
      "applicant_id": "APP-0044",
      "event_date": "2026-02-13",
      "check_type": "address verification",
      "check_status": "watch",
      "outcome": "needs-document",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Address verification needs a clearer supporting document.",
      "review_note": "Show acceptable document examples.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0024",
      "applicant_id": "APP-1523",
      "event_date": "2026-02-16",
      "check_type": "identity review",
      "check_status": "in-review",
      "outcome": "manual-review",
      "review_complexity": "6",
      "signal_flag": "risk-review",
      "summary": "Identity check requires manual review rationale.",
      "review_note": "Route to the risk-review lane.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0025",
      "applicant_id": "APP-0020",
      "event_date": "2026-02-09",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0026",
      "applicant_id": "APP-1525",
      "event_date": "2026-02-28",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0027",
      "applicant_id": "APP-0046",
      "event_date": "2026-02-05",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0028",
      "applicant_id": "APP-1527",
      "event_date": "2026-02-25",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0029",
      "applicant_id": "APP-0022",
      "event_date": "2026-02-01",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0030",
      "applicant_id": "APP-1529",
      "event_date": "2026-02-11",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0031",
      "applicant_id": "APP-0048",
      "event_date": "2026-02-10",
      "check_type": "address verification",
      "check_status": "watch",
      "outcome": "needs-document",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Address verification needs a clearer supporting document.",
      "review_note": "Show acceptable document examples.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0032",
      "applicant_id": "APP-1531",
      "event_date": "2026-02-07",
      "check_type": "identity review",
      "check_status": "in-review",
      "outcome": "manual-review",
      "review_complexity": "6",
      "signal_flag": "risk-review",
      "summary": "Identity check requires manual review rationale.",
      "review_note": "Route to the risk-review lane.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0033",
      "applicant_id": "APP-0024",
      "event_date": "2026-02-08",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0034",
      "applicant_id": "APP-1533",
      "event_date": "2026-02-24",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0035",
      "applicant_id": "APP-0050",
      "event_date": "2026-02-07",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0036",
      "applicant_id": "APP-1535",
      "event_date": "2026-02-09",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0037",
      "applicant_id": "APP-0026",
      "event_date": "2026-02-16",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0038",
      "applicant_id": "APP-1537",
      "event_date": "2026-02-21",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0039",
      "applicant_id": "APP-0002",
      "event_date": "2026-02-27",
      "check_type": "address verification",
      "check_status": "watch",
      "outcome": "needs-document",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Address verification needs a clearer supporting document.",
      "review_note": "Show acceptable document examples.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0040",
      "applicant_id": "APP-1539",
      "event_date": "2026-02-08",
      "check_type": "identity review",
      "check_status": "in-review",
      "outcome": "manual-review",
      "review_complexity": "6",
      "signal_flag": "risk-review",
      "summary": "Identity check requires manual review rationale.",
      "review_note": "Route to the risk-review lane.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0041",
      "applicant_id": "APP-0028",
      "event_date": "2026-02-04",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0042",
      "applicant_id": "APP-1541",
      "event_date": "2026-02-02",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0043",
      "applicant_id": "APP-0004",
      "event_date": "2026-02-09",
      "check_type": "identity match",
      "check_status": "ready",
      "outcome": "verified",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Identity evidence is complete and matched for review.",
      "review_note": "Ready for next underwriting step.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0044",
      "applicant_id": "APP-1543",
      "event_date": "2026-02-15",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    },
    {
      "kyc_event_id": "KYC-2026-02-0045",
      "applicant_id": "APP-0030",
      "event_date": "2026-02-20",
      "check_type": "beneficial owner",
      "check_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "6",
      "signal_flag": "kyc-gap",
      "summary": "Beneficial owner information is incomplete.",
      "review_note": "Applicant needs a direct KYC completion prompt.",
      "synthetic": "true"
    }
  ]
}