{
  "schema_version": "1.0",
  "table": "signup-progress",
  "period": "2026-01",
  "synthetic": true,
  "records": [
    {
      "signup_event_id": "SIGN-2026-01-0001",
      "applicant_id": "APP-0001",
      "event_date": "2026-01-22",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0002",
      "applicant_id": "APP-1001",
      "event_date": "2026-01-20",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0003",
      "applicant_id": "APP-0027",
      "event_date": "2026-01-18",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0004",
      "applicant_id": "APP-1003",
      "event_date": "2026-01-23",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0005",
      "applicant_id": "APP-0003",
      "event_date": "2026-01-21",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0006",
      "applicant_id": "APP-1005",
      "event_date": "2026-01-01",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0007",
      "applicant_id": "APP-0029",
      "event_date": "2026-01-14",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0008",
      "applicant_id": "APP-1007",
      "event_date": "2026-01-29",
      "signup_stage": "terms review",
      "application_status": "in-review",
      "outcome": "risk-check",
      "review_complexity": "5",
      "signal_flag": "risk-review",
      "summary": "Application needs risk context before final routing.",
      "review_note": "Capture the review rationale.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0009",
      "applicant_id": "APP-0005",
      "event_date": "2026-01-13",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0010",
      "applicant_id": "APP-1009",
      "event_date": "2026-01-22",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0011",
      "applicant_id": "APP-0031",
      "event_date": "2026-01-04",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0012",
      "applicant_id": "APP-1011",
      "event_date": "2026-01-02",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0013",
      "applicant_id": "APP-0007",
      "event_date": "2026-01-03",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0014",
      "applicant_id": "APP-1013",
      "event_date": "2026-01-02",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0015",
      "applicant_id": "APP-0033",
      "event_date": "2026-01-17",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0016",
      "applicant_id": "APP-1015",
      "event_date": "2026-01-04",
      "signup_stage": "terms review",
      "application_status": "in-review",
      "outcome": "risk-check",
      "review_complexity": "5",
      "signal_flag": "risk-review",
      "summary": "Application needs risk context before final routing.",
      "review_note": "Capture the review rationale.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0017",
      "applicant_id": "APP-0009",
      "event_date": "2026-01-30",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0018",
      "applicant_id": "APP-1017",
      "event_date": "2026-01-29",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0019",
      "applicant_id": "APP-0035",
      "event_date": "2026-01-14",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0020",
      "applicant_id": "APP-1019",
      "event_date": "2026-01-08",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0021",
      "applicant_id": "APP-0011",
      "event_date": "2026-01-13",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0022",
      "applicant_id": "APP-1021",
      "event_date": "2026-01-26",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0023",
      "applicant_id": "APP-0037",
      "event_date": "2026-01-21",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0024",
      "applicant_id": "APP-1023",
      "event_date": "2026-01-19",
      "signup_stage": "terms review",
      "application_status": "in-review",
      "outcome": "risk-check",
      "review_complexity": "5",
      "signal_flag": "risk-review",
      "summary": "Application needs risk context before final routing.",
      "review_note": "Capture the review rationale.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0025",
      "applicant_id": "APP-0013",
      "event_date": "2026-01-18",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0026",
      "applicant_id": "APP-1025",
      "event_date": "2026-01-12",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0027",
      "applicant_id": "APP-0039",
      "event_date": "2026-01-27",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0028",
      "applicant_id": "APP-1027",
      "event_date": "2026-01-07",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0029",
      "applicant_id": "APP-0015",
      "event_date": "2026-01-17",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0030",
      "applicant_id": "APP-1029",
      "event_date": "2026-01-05",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0031",
      "applicant_id": "APP-0041",
      "event_date": "2026-01-24",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0032",
      "applicant_id": "APP-1031",
      "event_date": "2026-01-08",
      "signup_stage": "terms review",
      "application_status": "in-review",
      "outcome": "risk-check",
      "review_complexity": "5",
      "signal_flag": "risk-review",
      "summary": "Application needs risk context before final routing.",
      "review_note": "Capture the review rationale.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0033",
      "applicant_id": "APP-0017",
      "event_date": "2026-01-29",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0034",
      "applicant_id": "APP-1033",
      "event_date": "2026-01-26",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0035",
      "applicant_id": "APP-0043",
      "event_date": "2026-01-20",
      "signup_stage": "account created",
      "application_status": "ready",
      "outcome": "complete",
      "review_complexity": "2",
      "signal_flag": "approval-ready",
      "summary": "Applicant completed the initial signup path and is ready for downstream checks.",
      "review_note": "Low-friction signup path.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0036",
      "applicant_id": "APP-1035",
      "event_date": "2026-01-09",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0037",
      "applicant_id": "APP-0019",
      "event_date": "2026-01-09",
      "signup_stage": "profile details",
      "application_status": "watch",
      "outcome": "incomplete",
      "review_complexity": "4",
      "signal_flag": "stalled-onboarding",
      "summary": "Applicant profile is partially complete and has not progressed recently.",
      "review_note": "Queue a follow-up before the application ages out.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0038",
      "applicant_id": "APP-1037",
      "event_date": "2026-01-07",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    },
    {
      "signup_event_id": "SIGN-2026-01-0039",
      "applicant_id": "APP-0045",
      "event_date": "2026-01-22",
      "signup_stage": "business details",
      "application_status": "blocked",
      "outcome": "missing-info",
      "review_complexity": "5",
      "signal_flag": "document-gap",
      "summary": "Business details require supporting documentation.",
      "review_note": "Explain the missing evidence clearly.",
      "synthetic": "true"
    }
  ]
}